Every South African needs cover for their auto
There are three main reasons why South Africans in particular need auto cover more than their counterparts elsewhere in the world. These are: the crime rate, the state of many of South African roads, and the high incidence of stupidity among South African drivers. 
The crime in South Africa has long been a major concern for anyone who owns a car, and for that reason auto cover has always been high on the agenda of South Africans. Most insurance companies in South Africa will not even consider providing cover to a person who does have tracking device fitted to their vehicle. This need for auto cover has grown in recent times as the amount of hijacking has risen. The level auto cover is directly related to the level of poverty in South Africa and as poor people grow in number and in desperation in south Africa, so too will the need for auto cover.
The state of the roads in South Africa is a major factor in the rise for the need for auto cover. The back roads and country roads all across South Africa have such bad pot holes that drivers are not just concerned about picking up a few scratches, but they are genuinely worried about doing serious damage to their cars. The size of the holes could literally bring an end to your family holiday or business trip and this is why auto cover is so important.
Good auto cover means that should anything happen on one of these nasty roads, assistance is only a phone call away, and if it needed then a replacement vehicle will be sent out sharpish. This kind of service has become the norm in the auto cover market because the market has grown so rapidly. Companies like OUTsurance Insurance provides auto cover, are now competing with many others and this means that consumers can now expect a much higher level of service.
The stupidity of many South African drivers is a big factor when looking at the need for auto cover. This stupidity is demonstrated by the high incidence of drunk driving that still occurs on South African roads.